Play Now Pay Later Casino | Top Pay By Phone Bill Casinos

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Looking for an online casino where you can play now and pay later? Luckily, a few mobile payment methods allow you to do just that. The service is also called “pay by phone” or “invoice payments” and is available at a bunch of different online casinos.

Here's everything you need to know about how the Pay by Phone Bill service works, where to use it, and much more. So, keep reading!

  • The ultimate guide to finding and playing at mobile casinos that let you pay later
  • Learn about the pros & cons of Pay By Phone casino sites
  • Get tips on how to find the right casino with invoice payments
  • Discover payment methods that allow you to pay later

Online Casinos Accepting Invoice Payments

Tonybet100% up to C$1000Play Now
High Roller1st: $500 + 50 FSPlay Now
JackpotCity$1600 Welcome BonusPlay Now
Slotimo100% up to $300Play Now
Ice Casino$1500 + 270 FSPlay Now
Magicred$500 + 100 FSPlay Now
Jet Casino150% + 50 Free SpinsPlay Now
Tsars$3000 + 200 Free SpinsPlay Now
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Casinoly100% up to $750 + 200 Free SpinsPlay Now
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Just Casino$4000 + 300 Free SpinsPlay Now
Leonbet100% up to $300Play Now
LeoVegas$1000 + 200 Free SpinsPlay Now
Lets Lucky$2000 + 200 Free SpinsPlay Now
Lyra200% up to $500Play Now
Moi200% up to $200 + 10% cashbackPlay Now
Monster Casino$1000 + 100 Free SpinsPlay Now
Quickwin100% up to $500 + 200 FSPlay Now

Quick Facts About Pay By Phone Bill Casinos in Canada

🎰Number of Pay By Phone Bill Casinos in Canada:15
💰Total Bonuses:C$7850
🎲Casino Games:All games are available
⚡️Deposits & Withdrawals:Very fast
🕹️Licences:MGA, UKGC, Swedish Gambling Authority
🏆Minimum deposit:C$10
⚡️Safety:Highest possible

What is a Play Now Pay Later Casino?

It is a real invention in the online gambling world. There are a few different terms used for this type of online casino, including:

  • pay by phone casino
  • invoice payments casino
  • casino play now pay later

They all mean the same thing: a casino where you can play now and pay later. Basically, these are online casinos that let you make deposits using your phone bill or mobile contract. So, instead of using a credit/debit card or an e-wallet like Skrill, you can just add the deposit to your monthly bill. It is an easy and convenient way to make casino deposits, and it’s perfect for players who don’t like using traditional payment methods.

Several companies provide this service, including Boku, Siru Mobile, and PugglePay. And more and more online casinos are starting to offer invoice payments as a payment option. We will go into more detail about the available payment methods in one of the paragraphs below.

How Does It Work?

But how does it actually work? Well, it’s pretty simple. When you want to deposit money at a pay by phone casino, you just need to enter your phone number. Then, you’ll receive a text message with a unique code. Enter that code into the casino, and the deposit will be added later to your phone bill. At this point, you can start playing for real money.

Then, when your phone bill arrives, you’ll need to pay it like normal. So, basically, you’re just using your phone bill as a way to finance your casino deposits. Sounds great, huh?

Online Casino Deposit With Invoice Payments

casino deposits phone bill

Depositing at a pay by phone casino is quick, easy, and convenient. Remember that there are a few different options for paying with invoice payments. We will show you all the online payment methods in one of the sections below. Anyway, depositing money with a pay by phone bill is just like making any other casino deposit. You need to:

Total Time: 3 minutes

Find a casino

First, you need to find a mobile casino that accepts the type of pay by phone service you use. You can find all casinos that accept invoice payments on this page. For example, if you're using Boku, make sure the casino says it accepts Boku payments.

Make a deposit

Once you've found a suitable casino site, it's time to make a deposit and fund your online casino account. First, select the pay by phone option on the cashier page. Then, you'll be asked to enter your phone number.

Receive an SMS

After that, you'll receive a text message with a unique code. Enter that code into the casino, and your deposit will be processed instantly.

Enjoy your games

Now, you can start playing your favourite casino games for real money.

Pay later

The best thing is that you will be charged nothing at this point. However, the deposit will be added to your phone bill, which you'll usually need to pay within 14 days.

Is It Possible To Withdraw Money Using This Service?

play now pay later withdrawals are not possible

We will tell you straight away that you can’t withdraw your winnings using invoice payments. It is not technically possible, as the deposit is just added to your phone bill. No online casino will let you withdraw funds through this method because you can’t add funds or credit to your phone bill, so it’s impossible to cash out this way.

Of course, you can use other withdrawal methods, such as bank transfer, e-wallets, or even a credit/debit card. The best online casinos accept cryptocurrencies too. Anyway, you’ll need to find a suitable withdrawal method before playing at a pay by phone bill casino. Then, when you win some money, you can just withdraw it using your preferred payment method.

The Best 3 Pay By Phone Bill Casinos in Canada

Overall, we tested 11 different online casinos. We deposited at each one using our phone bill, so we can tell you exactly what the deposit process is like. Believe us, testing all online casinos is time-consuming. It took us several weeks to complete the test, receive our withdrawals, etc. But we think it’s essential to give you an accurate overview of the Canadian casino market, or more like the pay by phone bill market.

Let us show you now some of Canada’s best pay by phone bill casinos. All of these online gambling sites are reliable and trustworthy, and they all offer fantastic casino bonus offers, games, and customer support. So, without further ado, here are our top 3 pay by phone casinos in Canada out of the 11 sites we’ve tested:

  1. Pelaa Casino ⭐⭐⭐⭐⭐
  2. Casino Dome⭐⭐⭐⭐⭐
  3. Casino Joy⭐⭐⭐⭐⭐

1: Pelaa Casino

Pelaa Casino is the best pay by phone casino in Canada. This online gambling site accepts Boku, one of the world’s most popular pay by phone services. We deposited at Pelaa Casino using this payment method, which was incredibly quick and simple. We just had to enter our mobile phone number, and the deposit was processed within minutes. What’s more, Pelaa Casino is a great all-around gambling site. Withdrawals are extremely fast, customer support is responsive and helpful, and some fantastic casino bonuses are on offer, including a welcome bonus worth up to C$1000 + 150 free spins.

Cons? The selection of games could be better, as there are only around 1300 games to choose from. Compared to other fast withdrawal online casino sites, that’s quite a small number. But the available games are of high quality, so it’s not a major issue.

  • Casino rating: 9/10
  • Pay by phone method available: Boku
  • Welcome bonus: C$1000 + 150 free spins

2: Casino Dome

Casino Dome is the second-best pay by phone casino in Canada. This site also accepts Boku payments, which we used to deposit. The process was very similar to what we experienced at Pelaa Casino and only took a few minutes.

What we like about this Instadebit casino is that the UK Gambling Commission licenses it. It is one of the most reputable online gambling authorities in the world, so we know that this casino can be trusted. Also, the design of the site is modern, sleek, and user-friendly. On the downside, there is no 24/7 live chat support available. Also, live chat is behind a registration wall, meaning you must sign up before using it.

  • Casino rating: 8/10
  • Pay by phone method available: Boku
  • Welcome bonus: C$200 + 21 free spins

3: Casino Joy

Casino Joy rounds off our list of the best pay by phone bill casinos in Canada. The Malta Gaming Authority, UKGC, and Swedish Gambling Authority license this site, which is excellent news for Canadian players because these licenses are really hard to get, so you know you’re playing at a reputable casino.

What’s more, the design of Casino Joy is superb. The colour scheme is calming, and the overall aesthetic is very pleasing. Moreover, the customer service is high-speed, and we received a response to our email within 15 minutes. There are withdrawal fees charged by this iDebit casino, which is quite disappointing. Also, the game selection is kind of bad, with only 1300 titles.

  • Casino rating: 8/10
  • Pay by phone method available: Boku
  • Welcome bonus: C$200 + 200 Free Spins on Fire Joker

Payment Methods That Allow Play Now Pay Later Service

The topic is confusing, and we understand if you’re still not sure what’s going on. “Play Now Pay Later” is a general term that casino guides use to describe paying for your deposit later. In order to do that, you need to use a specific payment method that casino sites offer.

Overall, five pay by phone bill providers are available in the online casino industry. And now, Canadian players will be disappointed to know that only one of these companies is available in the country. Unfortunately, Payforit, Klarna, PugglePay, and Siru Mobile don’t offer this service in Canada. The only Pay by Phone Bill method you can use to make a deposit is Boku. So, at the moment, only Boku mobile casino sites will allow you to use the Play Now Pay Later service in our country.

Boku is a mobile payment company that allows you to make online purchases and casino deposits using your mobile phone. It’s a very popular service, and it’s available in over 70 countries worldwide, including Canada.

These are mobile payment providers that allow invoice payments globally:

Pay By Phone Bill MethodAvailable in CanadaMinimum DepositMaximum DepositDeposit SpeedFees
BokuYes1 CAD10 CAD per transaction and 30 dailyInstantNo fees
PayforitNo1 CAD10 CAD per transaction and 30 dailyInstantNo fees
KlarnaNoN/AN/AInstantNo fees
PugglePayNoN/AN/AInstantNo fees
Siru MobileNoN/A60 euro per transaction and 300 monthlyInstantNo fees

Pros & Cons of Play Now Pay Later Casinos

We want to be clear: this type of casino isn't for you if you want to deposit larger amounts of cash. There is a limit on how much you can deposit using Boku. The maximum amount is C$10 per transaction and C$30 per day, which is very low and might not be suitable for many Canadians. But if you're a casual player who just wants to have some fun and doesn't want to spend too much money, this limit shouldn't be a problem.

Another thing you need to take into account is that not many online casinos offer this type of payment method. Actually, there are only 15 online casinos that accept invoice payments in Canada. Also, there are no casino withdrawals available with the Pay by Phone bill. Anyway, let's look at the pros and cons of Pay By Phone Bill casinos:


  • You can make casino deposits without using a credit/debit card
  • The process is very quick and easy
  • There's no need to sign up for an account like with e-wallets
  • You can gamble now and pay later
  • Easier to control your gambling habits
  • No fees


  • Very few casino operators offer this service
  • You can only deposit a maximum of C$30 per day
  • No withdrawals
  • Playing with credit is a bit degenerate

Fees & Limits

Boku doesn’t charge fees for its service, but the casino might. So, checking the casino’s terms and conditions is always a good idea before making a deposit. Also, remember that if you don’t pay a bill on time, you will be charged a C$6 fee.

The maximum amount you can deposit per transaction is between C$10 and C$30 daily.

So, if you want to deposit more than that, you’ll need to find another payment method. Let’s be honest: Boku is not suitable for most online casino players. The average deposit size is around C$60, and this type of payment can’t handle that.

Also, keep in mind that mobile carriers might charge standard SMS rates for payment confirmation. Usually, they don’t, but it’s always a good idea to check with your carrier just in case.

Popularity in Canadian Online Casinos

The Play Now Pay Later service is very popular in Sweden and Finland. Finnish and Swedish people love using PugglePay or Boku because it’s very convenient, and they don’t have to use their credit/debit cards when gambling online. The Swedish market is the biggest one for this type of payment and is a real money casino oasis in Europe. Innovative mobile payment methods like Boku and PugglePay are very popular in Scandinavia. Also, we need to mention Pay N Play casinos that are taking the Swedish gambling market by storm.

The situation is different in Canada. This type of casino deposit is not that popular, and only a handful of online casinos offer it. In addition, all major pay by phone bill services don’t operate in Canada, which is a big problem. The only available option is Boku, which is accepted by only 15 gambling websites. So, your choice is very limited if you live in Canada and want to use this type of payment.

  • We expect the situation to change and that more casinos will start offering Pay By Phone Bill deposits. As of now, you need to be happy with what you have.

Can I Pay Later With Google Pay?

The simple answer is no; you can’t. Currently, only one phone billing service is available in Canada, and Google Pay is not an option. The same goes for Payforit; many guides provide misleading information about it, but the fact is that Payforit isn’t available for Canadian players.

Of course, you can deposit money with Google Pay at many online casino sites, but you can’t do it using the Play Now Pay Later service. So, if you want to use this payment type, your only option is Boku.

Casino Games at Pay By Phone Bill Online Casinos

You can play all casino games at Pay By Phone Bill casinos. So, whether you want to spin the reels of slots or play table games, this type of payment will work. Pay by phone bill casinos are no different than regular online casinos.

The only difference is the payment provider. So, you can use this deposit method to play all online casino games. Here are a few phone casino games you can find at mobile casinos we list on our site:

  • Baccarat
  • Blackjack
  • Craps
  • Live Dealer
  • Pai Gow
  • Roulette
  • Sic Bo
  • Slot games
  • Video Poker

We Don’t Recommend Gambling On Credit

gambling on credit not recommended

Even though you can’t deposit much money using pay by phone bill, we don’t recommend it. Gambling on credit is a terrible idea, and you should avoid it at all costs. It may lead to gambling addiction, and it’s very easy to get in over your head. So, if you want to gamble online, use only the money you can afford to lose. Also, make sure to set a budget and stick to it. Never deposit more money than you can afford to lose!

Of course, you can use this online payment service to have some fun and gamble with small amounts of money. But we don’t recommend gambling on phone credit, no matter how small the amounts are. Responsible gambling is the key to a happy and healthy gambling experience.

If you’re looking for an alternative to Pay by Phone Bill casinos, we recommend checking out our guides to Skrill casinos or Trustly casino sites. They’re much more convenient, and you can deposit larger amounts of money.


What Is The Best Pay By Phone Bill Casino?

According to our tests, the best pay by phone bill casino in Canada is Pelaa casino. This site offers a juicy welcome bonus and games from the best software providers in the world.

When Do I Have to Pay My Bill?

You’ll have to pay your bill when it’s due. The exact date will depend on your service provider, but you can typically expect it to be at the end of the month. Sometimes you need to pay within 14 days.

What Happens If I am Late?

If you’re late with your payment, you’ll typically have to pay a fine of around C$6. The amount of the fine will depend on your service provider. Sometimes you can also expect your service to be suspended until you pay the outstanding amount.

Do I Actually Make a Payment To The Online Casino With This Service?

No, you don’t make a payment to the casino when you use this service. Instead, the amount you deposit is added to your monthly phone bill. So, you’ll pay the casino when you pay your mobile phone bill.

Can Afterpay Be Used For Gambling?

No, it can’t. Afterpay is similar to Play Now Pay Later, but it is used for e-commerce transactions. So, you can’t use it to deposit funds at online casinos.

Last Updated on January 12, 2024 by Dan (Danny) James

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