Best Payout Online Casino NZ | 5 Top Paying Casinos

If you're looking for the best payout online casino in NZ, this page is definitely for you. Here at CasinoFastPayout, we have taken the time to compare and review all of New Zealand's top-rated online gambling sites to find the casinos with the highest payout percentages.

We'll tell you everything you need to know about choosing an online casino with a high RTP, from what to look for to how to make the most of your winnings. So, whether you're a seasoned gambler or just starting out, read on for our top tips!

Top paying online casino NZ – Summary

  1. Playzilla Casino: 98.15% RTP and best overall payout casino
  2. Hot Bet Casino: 97.89% RTP and best payouts in slot games
  3. PiratePlay Casino: 97.73% RTP and best paying crypto casino
  4. Dolly Casino: 97.51% RTP and best live casino payouts
  5. Campeon Bet: 97.35% RTP and best payout casino bonus for Kiwis

Top Paying Online Casinos List 2023

  • Casino of the month
  • 100% up to $150
  • Deposit & withdrawal with Interac

  • Top Casino in NZ
  • 100% up to $300
  • Deposit and withdrawal with Interac

  • Instant Crypto Payouts
  • 100% up to $500
  • Big VIP Program

  • 100% up to $1500
  • Withdrawal under 1 hour!
  • Deposit and withdrawal with Interac

  • Instant deposits!
  • Big Bonuses
  • Same day withdrawals

Best Paying Online Casino in NZ: Playzilla Casino

Beating Hot Bet with only a half percentage, Playzilla is the best-paying casino in NZ at this very moment. It took us a bit over four months to conclude this result with a bunch of research, testing of online slots, and fun playtime, and both me and the team were pretty amazed by the result. The best online casino site did not win but at least it was done in a non-biased matter. More about the results below.

RankTop Paying Online CasinoPayout RateWelcome Bonus
#1Playzilla Casino98.15%NZ$500 + 200 free spins
#2Hot.Bet Casino97.98%100% up to NZ$300
#3PiratePlay Casino97.73%100% up to NZ$500 + 12% Cashback + 100 Free Spins
#4Dolly Casino97.51%100% up to NZ$1,000 + 100 Free Spins
#5CampeonBet97.35%140% up to NZ$1500
Top Paying Online Casino NZ Table

The Best Payout Online Casinos in New Zealand: Top 5

You may have noticed that we take our job of finding the best online casinos very seriously. Not only do we carefully monitor and test each and every site we recommend, but we also keep a detailed list of the payout percentages offered by each. This way, you can be sure you're always playing at a casino with a high RTP.

We simply save you time and effort by doing your hard work. Playing at a casino with a higher RTP means that you will have a better chance at winning real money, and that's what we're all about! Without further ado, here are the best payout online casinos in NZ:

  1. PlayZilla⭐⭐⭐⭐⭐
  2. Hot.Bet⭐⭐⭐⭐⭐
  3. PiratePlay⭐⭐⭐⭐
  4. Dolly Casino⭐⭐⭐
  5. Campeon Bet⭐⭐⭐

1: Playzilla – 98.15% RTP

playzilla casino screen shot
🎰Number of Casino Games2000
🎁Casino Bonus100% up to NZ$500 + 200 free spins
💵Payout Rate98.15%
💳Payment MethodsMastercard, Paysafecard, Neosurf, Skrill, Neteller, ecoPayz, Flexepin, Muchbetter, Mifinity, Crypto

As mentioned earlier, Playzilla is the gambling site with the best average payout rate and is a winner by 0.5% in this top payout casinos list. Playzilla is quite a popular online casino in New Zealand, but it is far from the most popular one. It offers a decent selection of online slots, with an average payout rate of 98.15% RTP. It also offers fast payouts, 24/7 customer support, and a wide range of NZ payment methods.

Playzilla also offers a NZ$500 + 200 free spins welcome bonus and frequent promotions, making it an ideal choice for those looking to maximise their winnings. Not many NZ online casinos can boast a 98.15% RTP rate, so if you’re looking for the best payout online casino in NZ, this Poli casino is the one for you. Just stay away from progressive jackpot slots!

Biggest Bonus!
PlayZilla casino logo

100% up to $1500 + 500 FS

Instant payouts

Paypal, Interac, Trustly, BTC

Play casino and sports betting

2: Hot.Bet – 97.98% RTP new zealand

🎰Number of Casino Games2000
🎁Casino Bonus100% up to $300
💵Payout Rate97.98%
💳Payment MethodsVisa, Mastercard, Skrill, Neteller, Ecopayz, Mifinity, Rapid Transfer

Hot.Bet has made a name for itself as one of the top paying casinos in New Zealand. It offers a 97.98% RTP rate across its wide selection of classic and modern casino games, including online slots, online roulette, online blackjack, video poker, and more.

As well as this impressive RTP rate, also offers e-sports, TV games, and regular promotions for extra chances to win some cash. The casino provides reliable customer support, fast payouts, and secure banking options. With all these features, this same day withdrawal casino is certainly worth considering if you’re looking for the best payout online casino in NZ.

Casino & Betting
hotbet casino logo

100% up to $150

Same Day Payouts

Paypal, Interac, Trustly

Over 3000 games and weekly cashbacks

3: PiratePlay – 97.73% RTP

pirateplay nz

🎰Number of Casino Games7000
🎁Casino Bonus100% up to $500 + 100 Spins + 12% Cashback
💵Payout Rate97.73%
💳Payment MethodsVisa, Mastercard, Google Pay, Apple Pay, Crypto

PiratePlay is the third best paying online casino in New Zealand. With an RTP rate of 97.73%, it’s no wonder why this site is so popular with Kiwi players. What makes PiratePlay unique, besides the low house edge, is its 12% cashback offer and a free Lootbox on your first deposit!

The casino also offers a huge selection of 7000 games – one of the biggest casino games available in NZ. Plus, you can play anonymously with an e-mail address without revealing your personal information due to crypto payments. That's why we recommend PiratePlay, especially for crypto gamblers looking for the best RTP online casino in NZ.

New Casino
pirateplay casino logo

100% up to $500

Instant Crypto Payouts

Ugga Bugga Slot Available: Yes

Big VIP Program

4: Dolly Casino – 97.51% RTP

dolly casino nz

🎰Number of Casino Games4000
🎁Casino Bonus100% up to NZ$1000 + 100 Free Spins
💵Payout Rate97.51%
💳Payment MethodsMastercard, Paysafecard, Neosurf, Skrill, Neteller, Ecopayz, Flexepin, Mifinity, Muchbetter, Crypto

Dolly is often missed among the best payout online casinos in New Zealand, but it's definitely worth a spot on our list. Not only does it boast an impressive 97.51% RTP rate, but it also offers speedy payouts and great 24/7 customer support.

Kiwi players can find everything from classic slots to live dealer games with a payout rate over 97%. You can also participate in thrilling tournaments and enjoy other promotions like Cash Drops or Weekly Cashback (15% up to NZ$3000). As mentioned, it is often ignored among the highest payout casinos!

Big Bonuses
Dollycasino logo

100% up to $500

24H Payouts

Ugga Bugga Slot Available: Yes

Instant Deposits and VIP program

5: CampeonBet – 97.35% RTP

campeonbet nz

🎰Number of Casino Games4169
🎁Casino Bonus140% up to NZ$1500
💵Payout Rate97.35%
💳Payment MethodsNeosurf, ecoPayz, Skrill, Crypto

CampeonBet rounds off our list of the best payout online casinos in New Zealand. This Skrill gambling site offers an excellent 97.35% RTP and a generous welcome bonus of 140% up to NZ$1500. Besides fantastic payout rates, it is popular thanks to its modern and fresh layout and mobile friendliness.

This $10 minimum deposit casino is one of our favourite sites as it offers a massive selection of pokies – you can find over 6500 pokies here. Kiwi players can also take advantage of regular promotions like live casino cashback, a crypto bonus, or an enhanced welcome sports bonus. Maybe not the best paying casino, but a warm personal recommendation.

Instant Casino
campeonbet logo

140% up to NZ$1500

Instant Payouts

Ugga Bugga Slot Available: Yes

Bitcoin & Crypto Payouts

Payout Percentage (Return to Player) at Online Casinos

First things first: when playing at an online casino, you should always check the RTP (return to player) rate. This is an important statistic, as it will tell you how much money you can expect to win back in the long run.

The higher the RTP, the higher your chances – and the better your overall payout percentage.

You must be aware that the RTP is calculated over an average, so you may not always win back your initial stake. However, if you play at a casino with a higher RTP, you should find that your overall payouts are higher in the long run.

But what does ‘long run' mean in this context? ‘Long run' refers to the average over time. It is calculated over millions of spins, but there is no exact time frame or number of spins you need to play to reach the RTP rate. The longer you play, the more likely it is to reflect it accurately. You can think of it as the same way stock prices go: they rise and fall but eventually reach their true value.

how to find best payout online casinos in NZ

How To Find The Best Payout Casino in NZ?

When searching for the best online casino payouts in NZ, there are a few things you should keep an eye out for. Let's take a look at them and get that perfect RTP for you! The last one is my personal favourite, as many miss out on that particular point.

Check RTP Rates

This might seem obvious, but you should always check the RTP rate of any online casino before signing up. All legit NZ online casinos will show the RTP of their games without too much hassle, so you can easily find the ones with the highest rates.

We've done the hard work for you and provided a list of the top 5 online casinos with the highest RTPs in NZ above. But if you're looking for something specific, it's a good idea to do your own research and check out the RTPs on your own.

Play Games With >95% RTP

Opt for games with an RTP rate of 95% and above whenever possible. This should give you the best chance to win more often and get higher payouts. We recommend playing video poker and blackjack, as these two games have the highest RTPs at the top-paying online casino sites.

We have listed some of the best games and their RTP rates further down below, so feel free to check them out before playing. Maybe you will find your new favourite game with a higher RTP than you expected!

Look Out For Right Bonuses

The welcome bonus you choose will affect your overall payout percentage, so make sure you look for the right ones. As a general rule of thumb, avoid bonuses with high wagering requirements (more than 40x) or restrictive terms and conditions.

These might seem attractive initially, but they can make it harder to withdraw your winnings in the long run. Instead, opt for bonuses that have low wagering requirements and more favourable terms and conditions, such as no deposit bonuses or free spins without wagering requirements.

Read reviews

Finally, we recommend reading online reviews of any fastest payout online casino before signing up. This should give you a better idea of what to expect from the high payout online casino NZ and whether their payout percentage is up to your standards.

You should also pay close attention to the reviews of other online casino players, as they can offer valuable insight into the quality of customer service and overall gaming experience. Remember that all the best payout casinos you can find here have been tested and verified by our team. We only considered testing the best paying online casinos, so if they don't pass our strict criteria, they won't be listed here.

Pros & Cons Of The Best Payout Online Casinos in New Zealand

Like anything, there are advantages and disadvantages to playing at an online casino with the highest payout. Let's take a look at them so you can decide for yourself if it's the right choice for you.


  • Higher payouts
  • Safe & secure
  • NZ payment methods
  • Often bigger bonuses
  • Licenced by MGA or UKGC
  • Fast withdrawals (usually 24 hours)


  • Not all NZ casinos offer RTPs above 95%
  • Some casinos exclude VIP points for certain games

Highest RTP Casino Games

The best payout online casino needs to have a wide selection of games with a high RTP. No matter what your favourite game is, you should be able to find one that pays out well. But which games have the highest RTP rates? Where should you start looking for the best online casino payouts? We have you covered!

Here is a list of the top casino games with the highest RTP in NZ:

  • Video Poker – 99.85%
  • Blackjack – 99.50%
  • Baccarat – 98.94%
  • Craps – 97.42%
  • Roulette – 97.3%
  • Pokies – 95-98% (varies)

As you can see, video poker has the highest RTP rate of all casino games. So if you are looking for some lower variance games with higher payouts, this is the one for you.

You might be wondering why pokies have such a wide range of RTPs. This is because the payouts for online pokies vary from game to game, and some have higher returns than others. So be sure to check out the RTP before playing any new slot game. In general, if you are looking for games with a high RTP, we recommend sticking to table games and avoiding slots.

ugga bugga is the best payout casino slot

Highest Payout Pokies Online

Some specific table games have the highest RTP of all games. But it doesn't mean that slots can't have high RTPs. In fact, some online slots have higher payouts than most table games. We have compiled a list of some of the best slots and their RTP rates below, so feel free to check them out before playing.

1: Ugga Bugga Slot by Playtech (99.07% RTP)

This is one of the most popular slots around, and it is no surprise why. This game has an incredible RTP rate of 99.07%, making it the highest-paying slot online. The theme of this game revolves around a traditional African tribe, with symbols such as animals, masks, and tribal drums.

Unfortunately, not all New Zealand online casinos offer this slot machine. But you can find it at some of the top paying casinos, such as PiratePlay or CampeonBet.

2: Mega Joker by NetEnt (99% RTP)

Mega Joker is another one with an RTP rate of 99%. The theme here is entirely different, inspired by classic fruit machines. Symbols include lemons, oranges, and watermelons. This progressive slot also offers a chance to win the Mega Joker Jackpot. That makes this game even more exciting and fun to play.

Mega Joker is available in almost all NZ-friendly online casinos, so you should be able to find it quite easily.

3: Book of 99 by Relax Gaming (99% RTP)

The Book of 99 has a great RTP rate of 99%. This slot game has an Egyptian theme, with symbols like the Eye of Horus, the Ankh, and more. It also has a free spins feature, giving you extra chances to win even bigger prizes.

You can find this game at many high payout casinos in New Zealand like Hot.Bet,, or I must admit that this game has quickly become one of my favourites.

4: Ooh Aah Dracula by Barcrest (99% RTP)

Finally, we have Ooh Aah Dracula by Barcrest. This is another slot game with an incredibly high RTP of 99%. It also has a cool vampire theme and symbols like garlic, bats, and coffins. The wild symbol is represented by Count Dracula, giving you even more chances to win big.

You can find this slot machine at many popular highest payout online casino sites like Slotty Vegas, Amok Casino, or GoSlot!.

5: Jackpot 6000 by NetEnt (98.86%)

This classic game has an RTP of 98.86%, making it the highest paying slot with a jackpot feature. It is inspired by traditional fruit machines, with symbols such as cherries and lemons. Players can win up to 6000 coins if they are lucky enough!

The slot doesn't look as modern as others on this list, but it still has charm. The supermeter mode is a great way to win big, and the joker symbol offers even more chances of getting lucky. Play Jackpot 6000 at the highest paying online casinos in New Zealand.

Fast Payouts Are Also Very Important

Slots with the best payout rates are, if you ask me, not enough. It is also crucial to ensure that you play at a casino with fast payouts. Once you win some cash, you want it to dip back into your account ASAP. Fortunately, many of the best-paying online casinos NZ also have fast payouts.

Thanks to Trustly, many of the best-paying casinos can now offer instant withdrawals. You can have your money in minutes with just a click of a button.

With other payment methods like e-wallets, you will usually have to wait one business day before the money reaches your account. However, this is still much faster than bank transfer or check payments.

So what did you learn from this? To choose fast withdrawal methods even at top paying online casino NZ sites.

Who Reviews Payouts At Online Casinos?

who reviews payouts at online casinos

Several independent organisations review payouts at online casinos. This is done to ensure that the games are fair and that the players get what they deserve. Some of the best paying casinos even pay for the review themselves, just to show that they are serious about providing a fair gaming experience.

The two most important organisations in this field are eCOGRA and iTech Labs. Their reviews are considered the most reliable and trustworthy, so you should always look for their approval when choosing an online casino. In general, there are a few of them:

  • eCogra: Based in the UK, eCogra is one of the oldest and most respected online casino testing agencies. They conduct regular audits to ensure that games are fair and that players are getting the best possible payouts.
  • iTech Labs: Based in Australia, iTech Labs is another reputable testing agency. They provide various services, from game testing to website security reviews. If you find an iTech badge at an online casino, you can be sure it is safe and secure.
  • GLI and TST: GLI (Gaming Laboratories International) and TST (Technical Systems Testing) are two more independent testing agencies that specialise in online casino gaming. Legit casinos usually have their games tested by at least one of them.

Payment Methods At The Best Payout Online Casinos in New Zealand

The payment method is vital for the highest paying online casino. It affects how quickly you receive your money and whether you can play.

Top paying online casino sites usually offer many payment methods. The most popular ones in New Zealand are bank transfer, credit cards, and e-wallets such as Skrill, Neteller, or Muchbetter.

Bank transfer is usually the safest option, as it allows you to send money from your bank account directly to the online casino. However, it is usually slow for withdrawals, so you might have to wait a few days before the money arrives to your bank account.

If you want fast payouts, these are the best options:

  • Poli: Poli allows instant deposits and withdrawals via bank accounts. It is one of the most popular payment methods in New Zealand. With Poli, you don't need a debit card or any e-wallet to start playing. Used by a large number of Kiwis!
  • Skrill: Skrill is a legendary e-wallet popular not only in New Zealand, but all over the world. It allows instant deposits and quick withdrawals. Used by thousands of Kiwi players at online casinos.
  • Neosurf: This is another interesting option if you want fast payouts. It is both a prepaid card that you can buy in a regular store, but also an e-wallet. However, if you want to withdraw with Astropay, you need to create an account. Withdrawals usually take up to 24 hours at most casinos.
  • Bitcoin: We can't talk about fast payment methods without mentioning cryptocurrencies. Bitcoin is the most popular of them, and it offers a fast and convenient way to move money around without waiting for bank transfers. All deposits and withdrawals are instant with Bitcoin. However, keep in mind that not every NZ online casino accepts this cryptocurrency.

How Do We Rate Best Payout Online Casino NZ

best payout online casinos nz rating

Thanks to our tests and payout rate research, many players end up having slightly better chances of winning in online casinos. Our tips give gambling sites a little less of an edge over players, which is something we strive for.

Keep in mind that the best payout percentage casinos don't come with a guarantee that you will win big, it still comes down to the average payout rate over millions of spins. Online gambling is still all about luck; while the house edge may be low, you may still lose money. We also want to say that the best online casinos are not the same as the ones that offer the best payouts, so they are rated separately.

Anyway, when rating the best payout online casino NZ, we take several factors into consideration. First and foremost, we are looking for casinos that offer high RTPs, reliable banking methods, slots, and other games with a decent payout rate and fast withdrawal times.

We also check whether the casino is properly licenced and regulated. This information should be easy to find on the website, as all legit casinos prominently display their licencing information.

We check whether the best payout casino site offers many games from reputable software providers and whether they are available on mobile devices. We want you to have plenty of fun playing at the best payout online casino NZ!

The Biggest Payouts In Online Casino History

There are plenty of players who have made a fortune playing online casino games. Jackpot games and progressive jackpot slots are the most rewarding, and they can pay out millions of dollars in a single spin. Mega Moolah and Mega Fortune are the two best-known jackpot games, and the biggest wins come from these two games. That said, I want you to remember that jackpot slots have the worst payout rate overall.

Online CasinoAmountGame That Paid OutYearPlayers Country
Napoleon Sports & Casino23.6M USDMega Moolah2021Belgium
Betway20.1M USDMega Moolah2018UK
N/A24M USDMega Fortune2013Finland
Betsson17.3M USDArabian Knights2011Norway
Casinoland10.1M USDMega Moolah2016New Zealand
Last Updated: Dec 2022

Are There Any Games With 100% RTP?

no game has an rtp of 100%

No, unfortunately, there aren’t any games with 100% RTP. Even the best paying online casino games can have an RTP of 99%, which is still very generous. But no game has an RTP of 100% or more.

If online casinos offered such games, they would not be able to stay in business for very long. Casino sites need to profit from the games they offer, which means that all games have an edge in favour of the house.

It doesn't mean that you can't win money playing online casino games. Gambling is gambling, and everything is possible, but you should never expect to win every time you play. The best way to maximise your chances is by playing games with a high RTP, as they have a slightly lower edge in favour of the house.

The Best Payout Casino: Conclusion

Choosing the best payout online casino NZ is not as hard as it may seem. The important thing is to find a reputable website that offers plenty of highest payout casino games from reliable developers and plenty of banking options that offer fast payouts.

We hope this guide has helped you understand some of the crucial elements of online casinos, such as RTPs and house edge. Choose the best paying casino online from our list, and remember that no game has a 100% RTP.

Final Takeaways

  • Choose a casino with a high RTP from our list
  • Play games with the highest RTP, like video poker, blackjack, or roulette
  • There are no games with a 100% RTP
  • It is better to avoid jackpot slots if you are looking for the best payouts
  • A few organisations verify RTP at online casinos: eCogra, GLI, and iTech Labs


What Is The Payout Percentage?

The payout percentage is the percentage of all bets that a casino pays out to players. For example, if the payout percentage of a game is 95%, then the casino will pay out 95% of all bets to players over time. The remaining 5% is the house edge, which is how the casino makes a profit.

Which Online Casino Has The Best Payouts NZ?

Playzilla is the highest paying online casino NZ. You can find many games with high RTPs and generous bonuses.

What Is The Most Trusted Online Casino NZ?

All casinos on our list are trustworthy. They are all licenced and regulated and offer numerous games from reputable developers. We have tested them all and can safely recommend them.

Which Is The Best Casino Game Online For Real Money?

It depends on your preferences. Slots are the most popular games online, but you can also try table games such as blackjack and roulette. There are also lots of progressive jackpots that can pay out huge sums. Choose the game you like best and play responsibly.

Last Updated on September 12, 2023 by Dan

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